Financial Management System
This is the part of Build Companion most homeowners say they couldn't have built themselves. It's not one spreadsheet — it's five connected tools that together give you real budget protection across the life of your project.
A 12-metric Financial Dashboard
Twelve figures, in one place, that answer the question "where do we actually stand?" without you having to reconstruct it from bank statements and old emails:
Total Project Budget
Total Committed
Total Paid
Remaining Budget
Forecast Final Cost
Approved Variations
Pending Variations
Upgrade Costs
Professional Fees
Finance Costs
Hidden Costs
Contingency Remaining
Plus an overall financial health indicator, so you can see at a glance whether the project is tracking, tightening, or needs attention — before it becomes a crisis.
Master Budget Register
Every cost category tracked against budget, actual, and variance in one register — so you can see exactly which line items are on track and which are eating your contingency, category by category rather than as one blurred total.
Cost Alerts
A system for flagging warning signs early — categories trending over budget, variations stacking up, contingency running down faster than the build is progressing — so you're catching problems while they're still cheap to fix.
Forgotten Costs Assessment
A structured assessment that surfaces the costs a builder's quote commonly doesn't mention — connection fees, driveway and landscaping allowances, window furnishings, styling, the second fix items that get assumed rather than quoted — plus the cost of living through the project itself: rent if your home won't be liveable during the build, interest on your loan while construction is underway, and the cost of moving in and out. All flagged before any of it turns up as a surprise mid-build.
Cash Flow Planner
A week-by-week view of what's due before it's due, mapped against your finance drawdowns or savings, so you're never caught short between a progress claim landing and funds being available to pay it.
